How Eligibility is Determined and Student Financial Aid is Awarded

• An estimated federal student financial aid offer typically is available within a week of submitting the FAFSA. In general, aid amounts are based on a student’s Expected Family Contribution found on the Student Aid Index, a student’s enrollment status, the cost of attendance, and other estimated financial assistance. The Financial Aid Office will process aid for a student’s  maximum eligibility in scholarship, grant, and loan funds unless otherwise instructed in writing.
• Students must be enrolled at least half-time for the term for federal loan funds to be disbursed. Any changes to planned enrollment may affect the amount and/or disbursement date(s) of aid for which the student may qualify.
• The Financial Aid Office will email notification to the IWU student email account that a student financial aid offer is available for review online via the student portal at https://myemailindwes.sharepoint.com. This secure website will indicate the types and amounts of aid for which the student qualifies. To decline all or a portion of the awarded aid, the student must submit a written request to the Financial Aid Office or all awarded aid will disburse to the IWU student account, as appropriate. Complete the Reduced Loan Request form to request a loan amount less than the maximum. The student does not need to contact the Financial Aid Office to accept a student financial aid offer.